Plan Confidence
—
Portfolio Value
$943K
Safe Extra / yr
$20,227
Roth Savings
$10,211
Legacy Status
Goal Met ✓
Home
Dashboard
Inputs
Annual Check-In
Tax Engine
Setup Guide
Blueprint
Master Sheet
✏️ Create/Update My Plan
Partners
— · —
Plan Year
2026
Phase
Transition
Scenario
Base Case
Runway
—
Inflation
3.0% / yr
SS COLA
2.5% / yr
ON TRACK · Legacy Goal Met
Plan Confidence
—
funded for life
Safe Extra Spend
$20,227
Per year available
Total Portfolio
$943K
5 active accounts · 2026
Legacy Goal
Met ✓
$250K target · +$62
Roth Conv. Savings
$10,211
Converting now vs later
Survivor Runway
49 yrs
Survivor covered
Planning Tools
Live
Retirement Dashboard
Your complete 100-year financial picture. Portfolio sustainability arc, income bridge by source, tax bucket evolution, smile curve spending by phase, survivor plan through the full plan, and At-a-Glance intelligence sidebar. Reads live from your Google Sheet.
Connected
Inputs Form
Update partner profiles, income, Social Security, accounts, expenses, smile curve phases, and Roth conversion plan. Saves directly to your Google Sheet.
Annual
Annual Check-In
Enter your December 31 actual balances each January. Track variance vs projection across 100 years. Green or red — are you ahead of the plan?
Tax Strategy
Tax Engine
Federal bracket visualizer, Roth conversion solver, gross-up calculator, IRMAA surcharge table, capital gains rates, RMD schedule, and effective rate timeline across your plan.
Built In
Scenario Planner
Early Bear Market, Late Bear Market, or Normal Returns. Configure start year, duration, and return drag. The Master engine recalculates your full 100-year projection instantly.
Guide
Setup & User Guide
8-section complete reference. Every input field explained, how the model works, annual check-in process, formula logic, Roth window strategy, and FAQ.
Quick Access — Your Planning Tools
Inputs Form
Enter your data
Master Sheet
100-year projection
Annual Check-In
Year-over-year tracker
Tax Engine
Tax strategy viewer
Setup Guide
Full HTML guide
